Sandip is a professional with rich exposure of 17 years to the spectrum of vital functions involved in mortgage loan, business banking and TWC. With years of study and academic research, Sandip has learned how to think creatively and efficiently in providing business solutions and engineer the art of mortgage. Sandip believes that being customer centric and innovative is the mantra to success. He assists people in achieving their life goal through holistic mortgage planning, which is based on their goals and aspirations, current cash flows, risk profile etc. Adept in providing strategic and tactical analysis that utilizes a blend of critical thinking and creativity in developing top-line and bottom-line solutions. Deep knowledge of markets and mortgage products, his core competencies comprise of business development through smooth relationship management, strategic management for effective outcomes and service marketing.